Friday, September 16, 2005

SCUDS and mortars, do your bidding

So today I got my new Allstate Renters Insurance policy in the mail, and spent a few minutes looking through it. Now this sounds like a very boring topic for a blog entry, but NO! I had no idea about the gems I would find in my insurance policy.

For example, my policy DOES COVER damage caused by:
  • "Riot or Civil Commotion, including pillage and looting during, and at the site of, the riot or civil commotion"
But DOES NOT COVER damage caused by:
  • "War or warlike acts, including, but not limited to insurrection, rebellion, or revolution."
So if my apartment is pillaged by rioters -- covered. If my apartment is destroyed by revolutionaries -- not covered.

Next, my policy DOES COVER damage caused by:
  • "Aircraft, including self-propelled missiles and spacecraft."
But DOES NOT COVER damage caused by:
  • "Nuclear action, meaning nuclear reaction, discharge, radiation, or radioactive contamination, or any consequence of these."
So, if a plain old missile blows up my building -- covered. But if the missile is nuclear -- not covered.

But at least I am insured against falling spacecraft. I'm in good hands with Allstate.

8 Comments:

At 6:30 PM, Blogger P "N" K posited...

To be honest, I wouldn't feel safe unless there is a comprehensive asteroid/comet policy on there as well. So if a big hunk of space rock crashes through the roof and leaves a 25 foot diameter crater while you're gone, you're covered. I'd demand that, frankly.

 
At 7:04 PM, Blogger CoachDub posited...

Well, I am covered against the vague "Falling objects."

 
At 9:58 PM, Blogger LogGamer posited...

So, would that include the frozen chunks of urine that fall from planes sometimes? That would be horrible to try and clean if it thawed while you were out in class.

 
At 10:52 PM, Blogger devinepastor posited...

As a new property manager - I'm interested in such things and wonder about the policy on your former place of residence! Do you think we could get something written in about coverage in the event of "capitalistic take-over?" Or in the event of "trailers and Baxter don't match?"
Sorry I didn't have a chcne to respond on my birthday - good old 9/11 - thanks for thinking of me and reliving in words a strange and powerful night.

 
At 12:26 AM, Blogger CoachDub posited...

Logan -- I think it does include the urine. Just in case, I will wrap everthing in plastic before I leave the house.

By the way -- are you gonna have a blog or not?

 
At 4:14 AM, Blogger Johnny V posited...

Choose or die. Choose or die.

 
At 3:56 PM, Blogger jimaal posited...

haha mr w is so funny

 
At 9:35 PM, Blogger Houley posited...

Dear Logan Mohs,

If you were to start a blog, I would be willing to join. Sometimes I think I want to say something that people can read online, but have no viable outlet to do so. Also, I really don't have the drive or the modem to maintain a blog myself.

Thanks for your considerations,
Jason Houle

 

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